Hassle Free Home Equity Loan Shopping…
5-Year Fixed rates near 3.29% (Variable 2.80%)oac
Use your equity to quickly pay down debt, free up cash, move to a lower rate, or finish home renovations with no hidden fees.
Low rate equity loan programs are available right now. View equity loan types.
Compare real offers by trusted lenders as they compete for your business. Choose one. Relax while we handle every detail for you. Close your Windsor home equity loan in a week or less. We ensure maximum savings with our step by step process, and your satisfaction is Guaranteed!
Request your free quote online or call us direct at (877) 612-2072 – Essex County toll free.
Serving hundreds of happy clients across Essex County.
We help improve people’s lives and make their financial situations better. Helping our clients, puts a smile on my face!
Equity Loans Through A Trusted Lender!
Let’s Talk Equity Loans
Home Equity Loans (also known as second mortgages) are secured by the equity that you have in your property. Your first (original) mortgage probably has a term of 25 years, while some equity loans have a term of 5 to 15 years.
There are many reasons to consider a home equity loan, but some of the more common are debt consolidation, home improvements, and paying for school tuition.
In many cases, home equity loan products can offer you a lower interest rate as compared to other types of loans on the market. When you request a quote, you may see offers for both home equity loans and secured lines of credit to meet your equity needs.
Equity Loans At-A-Glance:
First or Second Equity Loans:
Take advantage of current low rates, and protect yourself from future rate jumps by splitting your mortgage into short and long term rates.
Home Equity Line Of Credit (HELOC):
Home equity lines of credit are flexible loan and help you make the most of the equity in your home. With a home equity line of credit, you only borrow what you need (up to the credit limit).
Fixed-Rate Equity Loan:
Ideal when you need a specific amount for a one-time purpose, such as home improvement or debt consolidation
Interest-Only Fixed-Rate Equity Loan:
When you want lower payments up front and a fixed rate for the life of the loan.
Interest-Only Home EquityLine of Credi:
Ideal when you want lower payments to repay only the accumulated interest.
What Goals Can We Help You Achieve With An Equity Loan?
Move To A Lower Rate
It’s still an excellent time for you to change the term of your current loan and move to a lower interest rate. We can help you transfer your current mortgage to a preferred term and lower interest rate costs. Today’s competitive mortgage rates could put more money in your pocket.
Consolidate High Interest Debt
Avoid the negative financial bounce that high interest credit cards can cause. The added interest expense could begin to play havoc on your monthly budget. A lower interest equity loan can help pay down a pocketful of credit cards & other bills, and improve your monthly cash flow. Make one low monthly payment instead of several, and pay less overall each month. Tell Me More
Complete Home Renovations
What kind of shape is your home in? More and more homeowners are opting to renovate their existing home instead of purchasing another. Whether you need new siding, an extra bedroom, or even a new heating system, an equity loan can be a sensible solution. By increasing your monthly cash flow, you’ll have money to make repairs or home improvements and increase the value of your home.
University or College Expenses
If your job disappears, how well positioned are you to quickly land on your feet and find a new job? Taking a class – or even earning a degree – can help offset the sting that a layoff could bring, especially if you’re able to secure a better-paying job. An equity loan can put the cash you’ll need to pursue a new career into your hands.
Unexpected Medical Expenses
Life is as unpredictable as the economy, and sometimes unforeseen medical needs crop up – from emergency care to specialized treatments. If your insurance has limitations that can put you at financial risk, an equity loan may offer a quick solution.
Increase Your Rental Income
Leverage the equity in your rental property to buy an additional property and expand your investment portfolio. By increasing your monthly cash flow, you’ll have more money to make necessary repairs or improvements and increase the value of your investment property.
Why Should You Choose Us?
No Broker or Hidden Fees To Worry About
There should hardly ever be fees for the services of a Mortgage agent. Mortgage Agents are paid commissions by the lender when the lender closes on your equity loan. Unlike some other Windsor Mortgage Brokers, at EWMB you won’t find any fees secretly buried in your quote, our service is truly fee free!
Access To Surprisingly Low Interest Home Mortgage Rates
Through the Ontario Mortgage Action Centre (OMAC), over 5 BILLION in refinances, home equity loans & mortgages have now been processed. Why is this important? Because this large number ensures lenders offer you the lowest home loan interest rates on the market! Think of it as buying in bulk – the more we buy, the more you save.
More Equity Lending Options
When you request a personalized mortgage quote, we immediately screen rates and promotions of dozens of different lending partners, including the major banks, non-bank lenders, non conforming lenders, and private lenders, to find you the lowest interest rate. And with just over 400 lending products at your disposal, you are practically assured a preferred equity loan quote that best match your specific needs.
Equity Loans In Half The Time
According to many past clients, we get our loans closed in half the time as traditional lenders. We’re not just 9 to 5. We work tirelessly to make sure you get the best possible quote and loan closed in the shortest time possible! Even if it means working through the night to get your time sensitive deal closed. That is our unwavering commitment to you!
We’re Located Right Here In Windsor, Ontario
Sometimes putting a face to a name makes all the difference. Unlike many of the online mortgage websites, the people helping you live right here in your neighbourhood. Feel free to visit either of our OMAC offices on Manning or Walker road.
Trusted Experts In What We Do
For years we’ve been helping people like you secure smart equity loans. My team and I are members of CAAMP – (Canadian Association of Accredited Mortgage Professionals), which enforces the highest ethical standards and knowledge of it’s associates. We are also a member of the Canadian Institute of Mortgage Brokers, Better Business Bureau, have been nominated twice as mortgage service of the year by Biz X magazine, and actively involved in the Non for Profit Knights of Columbus Organization.
