How We Find You The Lowest Mortgage Rates:
1. Leverage our platinum rate status, over 5 BILLION dollars worth of closed refinance and mortgage loans through OMAC. Why is this so important? Because it is this platinum rate status with trusted mortgage lenders, that ensures your mortgage rate is as low as possible for your unique situation!
2. Our unique six step process also helps ensure the absolute lowest rate for your particular situation. We calculate cost savings scenarios, cash flow savings, interest savings, purchase options, and screen the most current rates and promotions, ensuring maximum savings. Read our six step process.
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Current Mortgage Rates For February 23, 2012
| MORTGAGE TERM | POSTED RATES | OUR RATES |
| Prime Rate | 3.000% | — |
| 1 Year Fixed | 3.500% | 2.75% |
| 2 Year Fixed | 3.850% | 3.09% |
| 3 Year Fixed | 4.350% | 2.89% |
| 4 Year Fixed | 3.990% | 2.99% |
| 5 Year Fixed | 5.390% | 3.29% Quick Close |
| 10 Year Fixed | 6.750% | 4.69% |
| Variable | 2.80% (prime – 0.20%) |
