6 Steps To Low Rates & A Smooth Loan Close
How It Works:
Compare real offers by dozens of trusted lenders as they compete for your business. The process is simple and hassle free.
> Request a quote.
> Review your options.
> Choose one that best suits your needs.
> Relax while we handle every detail for you through our six step process.
Our Unique 6 Step Process:
You’ve received a few quotes. What is the next step? We’ve developed a successful six step approach that helps you zero in on the single best loan for your situation. Selecting a mortgage product is a big decision. Proper planning is critical to a successful long term outcome. Our 6 step approach helps you successfully navigate through the decision making process.
Step 1 – Review Qualification
- We help you maximize what you are qualified to borrow.
- We factor in every available option. Nothing gets missed.
- We create a strategic plan to maximize your borrowing power to get the lowest rate possible from the lender of choice (before submitting formal loan application).
Step 2 – Discuss Your Best Loan Options
- We discuss your specific vision and goals to ensure the loan truly fits your needs.
- Zero in and confirm the loan type best-suited for you.
Step 3 – Preparation For Lender Approach
- Depending on your mortgage loan, we calculate best case cost savings scenarios, refinance options, equity options, cash flow savings or interest savings, purchase options, and more.
- We screen the most current rates and promotions one last time, and on your behalf, negotiate terms that fit your goals best.
Step 4 – Final Loan Evaluation
- Together we review all lender costs involved in completing the loan.
- Assess which direction is most advantageous for you.
- Explain mortgage insurance, title insurance options and all details in plain English.
Step 5 – Secure Loan Approval
- Close loan application and secure paperwork for final approval of the loan.
- Explain the role of all people involved in the closing of the loan.
- Plan for a convenient closing date.
Step 6 – Final Closing
- Preparation of the most crucial part of the entire mortgage loan process.
- We provide you with the details of closing: who needs to be there, what documents to bring, and what documents to expect to sign – very important!
Why Should You Choose Us?
-
No Broker or Hidden Fees To Worry About
Rarely should there be fees for the services of a Mortgage agent. Agents are paid commissions by the lender when you refinance. Unlike some other Windsor Mortgage Brokers, you won’t find any fees secretly buried in your quote either, our service is truly fee free!
-
Access To Surprisingly Low Interest Rates
Through the Ontario Mortgage Action Centre (OMAC), over 5 BILLION in refinances, home equity loans & mortgages have now been processed. Why is this important? Because this large number ensures lenders offer you the lowest refinance interest rates on the market! Think of it as buying in bulk – the more we buy, the more you save.
-
More Refinance Lending Options
When you request a personalized home refinancing quote, we immediately screen rates and promotions of 49 different lending partners, including the major banks, non-bank lenders, non conforming lenders, and private lenders, to find you the lowest interest rate. And with just over 400 lending products at your disposal, you are practically assured a preferred refinance quote for your specific needs.
-
Refinance Loans In Half The Time
According to many past clients, we get refinance loans closed in half the time as traditional lenders. We’re not just a 9 to 5 company. We work tirelessly to make sure you get the best possible quote and loan closed in as short a time as possible! Even if it means working through the night to get your time sensitive deal closed. That is our unwavering commitment to you!
-
We’re Located Right Here In Windsor, Ontario
Sometimes putting a face to a name makes all the difference. Unlike many of the online refinance websites, the people helping you live right here in your neighbourhood. Feel free to contact us by phone or visit either of our OMAC offices on Manning or Walker road.
-
Trusted Experts In What We Do
For years we’ve been helping people like you find the perfect Windsor home loans. My team and I are members of CAAMP – (Canadian Association of Accredited Mortgage Professionals), which enforces the highest ethical standards and knowledge of it’s associates. We are also a member of the Canadian Institute of Mortgage Brokers, Better Business Bureau, have been nominated twice as mortgage service of the year by Biz X magazine, and actively involved in the Non for Profit Knights of Columbus Organization.
